How to rebalance your portfolio
Your asset allocation needs to be in line with your risk appetite. If it goes out of place, you can rebalance to get the best returns in the long run. Read More
How to link your PAN with Aadhaar
The Central Board of Direct Taxes (CBDT) had said that all Indian citizens must link their Permanent Account Number (PAN) and Aadhaar. If you don’t do the linking, you won’t be able to file your income tax return (ITR) and your PAN will become invalid. The cut-off date for this was earlier December 31, 2019, […] Read More
How to invest in mutual funds during a market crash
Here’s what you should do with your mutual fund investments to get maximum returns when the market crashes. Stock market crashes aren’t uncommon at all. Read More
What are perpetual bonds or AT-1 bonds?
Additional Tier 1 bonds or AT-1 bonds are annual coupon bearing perpetual bonds. So, they have no fixed maturity date and bondholders get interest on the bonds. However, these bonds will have call dates, that is, they can be called back by the issuing bank. Read More
How the Yes bank fiasco will affect your mutual funds
You must have heard about how India’s fifth-largest private sector lender, Yes Bank,is facing many difficulties. While this will affect depositors and accountholders of YesBank, there are many other entities that will get affected too. These include mutualfund investors. First, let us look at how Yes Bank’s problems came about and what’shappening now. What happened […] Read More
When to sell a mutual fund?
Invested in a 5-star rated fund? Then, you needn’t worry about selling it, right? That may not be so. The 5-star rated mutual funds do not remain at the top forever. Mutual funds are subject to changes like any other investment. Their performance might drop or the fund manager might leave. Or even their strategies […] Read More
What is mutual fund expense ratio?
You searched for the best performing mutual funds and are ready to invest. Wait! Have you checked its expense ratio? This is a mutual fund parameter that will help you check if the fund is being managed well. Note that a higher expense ratio could mean lower returns from the fund. Read More
RBI Policy Review: Loans Cheaper Without Rate Cut
The Reserve Bank of India (RBI) in its monetary policy meet on 6th February decided to keep repo rates unchanged at 5.15% as expected. This was because of price pressures remaining elevated. However, the central bank has come up with the range of liquidity tools to fuel the slowing economy. These were a series of […] Read More
How the Budget 2020 will impact your personal finance
Even though personal income tax rates were cut, the tax outgo might be higher for many taxpayers. You need to pay more for dividends and overseas travel too. Read More
Understanding different kinds of debt funds
Mutual funds gather money from a lot of investors and create a corpus to invest in equity or debt or in both. Debt mutual funds are funds that invest in in fixed income instruments like corporate bonds, government securities and money market instruments. Debt funds strive to minimise risk by picking the least risky types […] Read More
